Offshore Mortgages

Over the last few years, more and more overseas buyers are investing in London property. This is largely due to the attraction of the London housing market. Having worked in the London property market for a number of years, the advisers at Hamilton Rowe are familiar with how best to approach offshore/international mortgages.

We have access to a number of international and offshore banks and due to our expertise and relationships with these financial institutions, are able to arrange and offer market leading terms.

Offshore mortgages are also a beneficial vehicle for buyers who have just moved to the UK, and therefore have little or no credit history. Dependent on the client’s circumstances, a facility can be arranged with as little as a 15% deposit, however please note generally lenders require a deposit of 30%.

Hamilton Rowe highly recommends that you should seek independent tax advice before proceeding with an offshore mortgage.

Changes in the exchange rate may increase the sterling equivalent of your debt.


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